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Third-party home appraisal
A licensed third-party appraiser confirms your home’s market value to finalize your offer
A licensed third-party appraiser confirms your home’s market value to finalize your offer
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3
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Convert equity to Bitcoin
Convert equity to Bitcoin
Once approved, receive Bitcoin directly in your Horizon account - completely yours, with no term limits
Once approved, receive Bitcoin directly in your Horizon account - completely yours, with no term limits
Takes Under 90 seconds
Takes Under 90 seconds
Capitalize on Bitcoin's Growth
Capitalize on Bitcoin's Growth
See how 10% of your home equity converted to Bitcoin can supercharge your net worth growth.
See how 10% of your home equity converted to Bitcoin can supercharge your net worth growth.
100% Home Equity
90% Home Equity + 10% Bitcoin
$1.1M
$1M
$900K
$800K
$700K
$600K
$500K
1Y
2Y
3Y
4Y
5Y
6Y
7Y
8Y
9Y
10Y
Assumes home value growth of 3% annually and Bitcoin growth of 25% annually. All figures are illustrative only and not guarantees of future results. Actual outcomes may vary. See Terms of Service.
”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”
”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”
100% Home Equity
90% Home Equity + 10% Bitcoin
$1.1M
$1M
$900K
$800K
$700K
$600K
$500K
1Y
2Y
3Y
4Y
5Y
6Y
7Y
8Y
9Y
10Y
Assumes home value growth of 3% annually and Bitcoin growth of 25% annually. Actual outcomes may vary. See Terms of Service.
”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”
”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”
Your Top Questions
Your Top Questions
Nothing builds trust like straight answers. Here are the big ones - clear, honest, and easy to skim.
Nothing builds trust like straight answers. Here are the big ones - clear, honest, and easy to skim.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in Bitcoin. You keep full ownership of your home and can settle when you’re ready. There is no term limit and you control your Bitcoin.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in Bitcoin. You keep full ownership of your home and can settle when you’re ready. There is no term limit and you control your Bitcoin.
What is Horizon?
Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in Bitcoin. You keep full ownership of your home and can settle when you’re ready. There is no term limit and you control your Bitcoin.
Am I eligible?
Am I eligible?
Am I eligible?
How much Bitcoin can I access?
How much Bitcoin can I access?
How much Bitcoin can I access?
Do I keep ownership of my home?
Do I keep ownership of my home?
Do I keep ownership of my home?
Are there monthly payments?
Are there monthly payments?
Are there monthly payments?
Who controls or custodies my Bitcoin?
Who controls or custodies my Bitcoin?
Who controls or custodies my Bitcoin?
When do I have to settle?
When do I have to settle?
When do I have to settle?
How much might I owe when I settle?
How much might I owe when I settle?
How much might I owe when I settle?
Deep-dive FAQs
More Questions? Browse the full FAQ, email us or
schedule a call
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Eligibility
Is this available in my state?
Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.
We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.
Can I use this for rental or investment properties?
Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.
Can I qualify if I have a HELOC or second mortgage?
Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.
Does this work for properties held in a trust?
Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.
What is the maximum and minimum investment amount?
The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.
Payments, Costs & Economics
Payments, Costs & Economics
Payments, Costs & Economics
Bitcoin And Custody
Bitcoin And Custody
Bitcoin And Custody
Process And Timelines
Process And Timelines
Process And Timelines
Comparisons
Comparisons
Comparisons
Legal and Risks
Legal and Risks
Legal and Risks
Sign up for news and updates
Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.
Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.
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© 2025 Copyright Horizon Digital Inc.
All rights reserved.
© 2025 Copyright Horizon Digital Inc.
All rights reserved.
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