Check Eligibility

Process

FAQ

Home Value

$2M

Mortgage

$1M

Eligible to get Bitcoin worth

$116,261

No Monthly Payments

No Term Limits

Unlock it Today

Estimates are informational only. Results may vary.
See Terms of Service.

As seen in

As seen in

Diversify Your Wealth

Convert Your Home Equity to Bitcoin

No Monthly Payments

Retain Homeownership

No Term Limits

No Income Requirements

No Monthly Payments

No Term Limits

Retain Homeownership

No Income Requirements

As seen on

Unlock The Power Of Your Home Equity

Adjust your home value and mortgage balance to see how much Bitcoin you can access

Estimates are informational only. Results may vary. See Terms of Use.

Home Value

$2M

Mortgage

$1M

Eligible to get Bitcoin worth

$116,261

No Monthly Payments

No Term Limits

Unlock it Today

Home Value

$2M

Mortgage

$1M

Eligible to get Bitcoin worth

$116,261

No Monthly Payments

No Term Limits

Unlock it Today

How Horizon Works

Apply in under 90 seconds
No credit impact
No obligation

Get Your Estimate Instantly

Check your eligibility in less than 90 seconds, with no credit impact or obligation to continue

Third-party home appraisal

A licensed third-party appraiser confirms your home’s market value to finalize your offer

Convert equity to Bitcoin

Once approved, receive Bitcoin directly in your Horizon account - completely yours, with no term limits

Takes Under 90 seconds

Capitalize on Bitcoin's Growth

See how 10% of your home equity converted to Bitcoin can supercharge your net worth growth.

100% Home Equity

90% Home Equity + 10% Bitcoin

$1.1M

$1M

$900K

$800K

$700K

$600K

$500K

10Y

Assumes home value growth of 3% annually and Bitcoin growth of 25% annually. All figures are illustrative only and not guarantees of future results. Actual outcomes may vary. See Terms of Service.

”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”

100% Home Equity

90% Home Equity + 10% Bitcoin

$1.1M

$1M

$900K

$800K

$700K

$600K

$500K

10Y

Assumes home value growth of 3% annually and Bitcoin growth of 25% annually. Actual outcomes may vary. See Terms of Service.

”Debasement trade is far from a passing trend, with bitcoin gaining structural importance in investor portfolios”

Hear from Our Clients

”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner

”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner
”Great communication, clear process, and funding in less than a week. The in-home notary made closing a breeze.”
Dylan T.
Florida Homeowner
”Clear explanations, smooth process, and closed in just one month. Horizon made a new type of product easy to understand. ”
Sandy
Wisconsin Homeowner
”Experienced bitcoiner here: the concept is elegant—profit diversification with no new monthly payment.”
John
Arizona Homeowner

Your Top Questions

Nothing builds trust like straight answers. Here are the big ones - clear, honest, and easy to skim.

What is Horizon?

Horizon is a platform that enables you to access a portion of your home's equity, without monthly payments, and invest that equity in Bitcoin. You keep full ownership of your home and can settle when you’re ready. There is no term limit and you control your Bitcoin.

Am I eligible?

How much Bitcoin can I access?

Do I keep ownership of my home?

Are there monthly payments?

Who controls or custodies my Bitcoin?

When do I have to settle?

How much might I owe when I settle?

Deep-dive FAQs

More Questions? Browse the full FAQ, email us or

schedule a call

Eligibility

Is this available in my state?

Currently, Horizon works with homeowners in select U.S. markets. These include AZ, CA, DC, DE, FL, ID, IN, MO, NH, NJ, NV, OH, OR, PA, SC, TN, UT, VA, VT, and WI. We plan to expand over time.

We expect to go live in Iowa, Idaho, Indiana, Minnesota, Alabama, Louisiana, Kentucky, Oklahoma, Arkansas, Hawaii, Kansas, New Mexico, Montana, and Wyoming in the coming weeks. For updates on future state availability, please subscribe to our newsletter below.

Can I use this for rental or investment properties?

Eligible properties are primary homes and qualifying second homes like vacation homes. Rentals, investment properties, farmland, and commercial properties are not eligible.

Can I qualify if I have a HELOC or second mortgage?

Often not, unless lien priority and combined LTV still meet provider rules. Many customers need to close or pay off a HELOC before signing up with Horizon.

Does this work for properties held in a trust?

Yes, if the trust allows it. We may ask for the trust agreement and signatures from the right parties.

What is the maximum and minimum investment amount?

The minimum amount is $20,000. The maximum depends on your home equity and combined loan-to-value. With no mortgage, most homeowners can access up to roughly twenty-two percent of their home’s value, and the amount is usually lower if you have an existing mortgage. Use this estimator to check your maximum.

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Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.